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Some processors, such as Cartwheel Register and CDGcommerce, can deposit money into your account by the next business day if you batch out before a certain time.Square has an instant-deposit feature that can give you immediate access to your funds.

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EMV Chip Readers for i Phones: i Phone credit card readers need to be able to accept EMV chip cards or you may be liable for fraudulent purchases.

Although some processors may claim that the EMV certification requirement doesn't apply to i Phone card readers, it actually does, according to Visa, Master Card, American Express and Discover.

Our reviewers reached out to every company multiple times, at various times on various days.

We contacted company agents as potential customers via phone and email.

Your i Phone or i Pad needs to have access to either Wi-Fi or a data plan in order to process cards.

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