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The advantage of this is that if the survivor ever needs full-time care, only their own share of the family home can be assessed towards care fees.
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The problem with this is the survivor is free to change their Will at any time and the first parties chosen beneficiaries could be cut out completely.
The survivor could remarry which would mean their Will would automatically be revoked and, again, the chosen beneficiaries of the first to die will lose out.
This means that the survivor will be required to give effect to the deceased's wishes and the agreement that was put in the Mutual Wills.
The idea of a Mutual Will may seem ideal to many couples who want to protect their chosen beneficiaries.
The Wills commonly provide for each other on the first death and then stipulate what will happen on the second death.